The national cost to remediate and repair a basement after it has suffered water damage is slightly under $3,000. This doesn’t take into account water damage to the home’s roof or other rooms. Individuals who live in a flood zone should pay careful attention, although water damage can happen any time, anywhere.
Causes of Water Damage
The most common causes of water damage include:
Extreme weather, such as flooding
Burst or leaking pipes
Appliances that are broken, like washing machines or dishwashers
Groundwater that is seeping through your walls or foundation
Damage to your roof
Clear Signs of Water Damage
There are numerous signs that you are dealing with water damage in your home, which are extremely important to watch for, including:
Paint that is peeling
Walls and ceilings that are sagging or are discolored
Moldy or musty smell
Water that is pooling on your property after it rains
Inspect the Roof Carefully
Your roof is consistently exposed to the worst types of weather throughout the year. This means that it’s important to visually inspect it every so often, especially after a big storm, to check for damaged shingles. You should also look for cracked flashing and remove any debris that has been blown on the roof by the storm.
Clean Your Gutters
It’s important to clean out your gutters at least twice a year. In general, it works well to clean the gutters after the leaves have fallen in the fall and after the snow has melted in the spring.
Seal and Caulk
Taking the time to seal up your windows keeps moisture from rain and snow from seeping into your home. There are other places around the house that you should also be sure are caulked and sealed completely, including:
Sinks and bathtubs
Faucets, drains, and plumbing
Examine Your Plumbing
You should be sure to check out the plumbing in your house at least once a year. As time passes, hoses and pipes that make up your system can crack, rust, and become corroded, which can lead to leaks.
Don’t Forget About Your Basement
Be sure your basement has the following equipment:
Sealed flooring and walls
Checking for these three items will help limit the amount of water damage you suffer during a leakage event.
Understand Your Insurance Policy Completely`
Rental insurance and homeowners insurance should have some coverage for water damage. Speak with your insurance company to fully understand what you’re protected against and what you’ll have to cover out of pocket.
In general, water damage caused by water that comes down from above, such as burst pipes or rain, is handled by your standard policy. Damage caused by water coming up from below is covered by a separate flood insurance policy.
Accept that Water Damage is Sometimes Inevitable
The best way to limit water damage to your home is proper maintenance, but this isn’t always enough to prevent damage. You can’t stop a flood with any amount of preparedness.